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Gutter InstallationSt. Louis

Ask any contractor for

  • A written, itemized estimateAsk if it is free before anyone climbs a ladder.
  • Seamless runs made on siteAsk if each run is formed at your house.
  • Proof of insuranceAsk for the certificate and call the insurer.
  • A straight permit answerAsk who checks your city and historic district rules.

Reviewed November 3, 2026. Gutter Installation St. Louis is a referral service; independent contractors do the work.

Short answer

Replace rather than repair when leaks are spread along the run, the metal has rusted through, the trough sags in several places, or the fascia behind has rotted. One bad joint or a loose hanger is usually a repair. On older houses, the old gutter often hides soft wood or loose masonry, so ask how surprises will be priced before work starts.

Good signs for repair
One leaking joint, a few loose hangers
Good signs for replacing
Rust-through, repeated sag, rot behind, many patches
Watch for
Hidden fascia rot, old sewer tie-ins
Ask for
Removal, haul-off and unit prices for extra trim, in writing

Signs a system is finished

  • Rust holes or flaking inside old steel troughs.
  • Sagging that returns soon after re-hanging, because the wood behind no longer holds.
  • Many layers of old patch. The National Park Service warns against asphalt patch compounds on metal gutters, since the acids can make things worse (NPS Brief 47).
  • Water stains on the brick or a damp wall that follows the run.
  • Standing water in sections, which often means the fall has been lost.

What removal can uncover

The old gutter has often been hiding things for decades, and on older St. Louis housing that can include soft fascia, rotted rafter tails, loose brick at the top course, or an older box gutter that was covered over rather than fixed. Ask for a unit price for replacing trim, so a surprise is a known number and not a negotiation with a ladder already up.

Don't reuse the old layout without thinking

Replacement is the moment to fix layout mistakes. Additions may have changed how the roof drains. A valley may dump into a corner with one small outlet. A downspout may end at a walkway that ices over in winter. And an old pipe into the ground may be the kind of connection the sewer district wants removed. Ask the contractor to look at the system as if there were no gutter there at all.

Historic houses

In a City Historic District, replacement needs approval from the Cultural Resources Office even though the Building Code doesn't require a permit. Call the office before you pick a profile. Details are in the permit guide.

Replace now or wait?

If water is getting into trim or masonry, waiting costs more. The National Park Service says that repointing without first fixing the source, such as leaking gutters, is wasted time and money (NPS Brief 2). If the problem is only appearance, you have time to compare quotes properly.

What to ask the contractor

  1. Repair or replace, and why?Ask for the honest case for each, and a price for both if they're close.
  2. What's in the removal price?Taking down, hauling away and disposal should be a written line.
  3. How are surprises priced?Ask for a unit price per foot for fascia or trim replacement.
  4. Will the layout change?Ask if more downspouts or larger ones would help, and where they'd go.

Replacement around St. Louis

See what's different about each place.

City of St. Louis

St. Louis County

St. Charles County

Replacement: questions

How long should gutters last?

It varies with the metal, the care and the trees, and we have no St. Louis figure we can vouch for. Judge by condition, not age: rust-through, repeated sag and rot behind the trough are the reasons to replace.

Can new gutters use the old hanger holes?

Sometimes, but wood around old holes is often soft. Ask for hangers to go into sound wood, and for any bad fascia to be replaced first.

Should gutters be replaced with a new roof?

Doing both together can make sense, since the drip edge and gutter meet at the same spot. Ask each trade who is responsible for that joint, and get it in writing.

Will my insurance pay for replacement?

Only your insurer can say. Under Missouri law a contractor may not offer to rebate your deductible or represent you on a claim. See storm damage and claims.

Further reading

Related work

  • Gutter Repair: Leaking joints, sagging runs and downspouts pulling off the wall, and how to tell a small fix from a warning sign.
  • Gutter Installation: New gutters and downspouts for brick city houses, postwar ranches and newer subdivisions, planned around freeze and thaw and heavy spring rain.
  • Fascia & Soffit Repair: The boards a gutter hangs on. If they're soft, a new gutter won't stay up for long.

Ask for a replacement quote

Tell us about the house. We pass your request to an independent local contractor, who contacts you directly if they can take the job. The contractor sets the price and does the work.

This site is a referral service. We pass your request to independent local contractors. We do not do gutter work ourselves, and contractors may pay us a referral fee. You pay us nothing and you don't have to accept any quote.